Is american home protect LLC legit [New Info]

Last updated : Sept 23, 2022

Current : 6924

Is American Home protect a real company?

American Home Protect is based in Texas and has been in business for three years. The company claims to be dedicated to superior customer service, fast response times, and providing a personalized experience to its customers.

Why do I keep getting home warranty mail?

You are right to question any communication you receive like this, especially when something just doesn't seem right. After reviewing many copies of these letters and notification, we can confirm that this is a scam. Our advice to customers â€“ disregard and get rid of these notices when you receive them.

Is AHS Insurance Good?

American Home Shield (AHS) scored 4.3 out of 5 stars in our rating system. A few highlights include its flexible service call fee model and affordable basic plan that provides excellent coverage for built-in systems and appliances. A potential downside for some homeowners is that AHS offers limited add-on options.

What's the difference between home warranty and home insurance?

A home warranty covers service, repair, or replacement of your home's major systems and appliances for a typical one-year term. This type of warranty is issued by a home warranty company and is different from homeowners insurance, which provides financial protection in case of a disaster or accident.

What is home warranty solution?

A home warranty or a homeowners warranty is a yearly contract. You pay a set fee, and in return, the warranty company agrees to help pay for certain home repairs or replacement items. Find expert agents to help you buy your home.

What is CCHW home warranty division?

Complete Care Home Warranty (CCHW) is a New Jersey-based home warranty provider with inexpensive service fees, three plans, and a variety of add-ons. CCHW does not require a home inspection and will cover items as long as they are in working order at the start of the home warranty.

Can you cancel AHS contract?

Can I cancel at any time? Yes, you can cancel at any time. If you cancel your contract within the first 30 days of your coverage, we'll refund your contract fees minus any service and claims incurred by American Home Shield.

Are home warranties a waste of money?

Checkbook's advice is to skip buying a home warranty and be prepared to pay for repairing or replacing your appliances or home systems yourself. Overall, avoiding a home warranty will save you money and let you decide the best way to address breakdowns.

How reliable is American home warranty?

American Home Shield is our second-highest rated home warranty provider out of the more than 70 we've reviewed. We rated them a 97 out of 100 and named it the best for customization of plans. American Home Shield was founded in 1971 and is the first home service contract provider in the United States.

Is air conditioning covered by home insurance?

A standard homeowners insurance policy provides coverage for heating, ventilation and air conditioning (HVAC) systems if they're damaged by a fire, for example. But if your AC unit stops working due to an accident or normal wear and tear, your insurance company probably won't pay your claim.

Do home warranties have deductibles?

Home warranties do have deductibles. As with insurance deductibles, you can use the deductible to save money on your homeowners insurance. For example, you can choose to take a higher deductible on your home warranty service contract to pay a lower annual fee.

Does homeowners cover heating system?

Yes, standard homeowners insurance covers repairs for your heating, ventilation or air conditioning (HVAC) when the system is damaged by a covered peril. Two coverages typically pay for HVAC unit damages:dwelling insurance or personal property insurance.

What is the point of a home warranty?

Home warranties are designed to protect your home's appliances and systems from breakdowns caused by normal wear and tear. Homeowners insurance pays for damages and loss caused by unexpected events such as fire and weather damage, but it won't help if your washing machine breaks down.

Do Home warranties cover labor?

Unlike a manufacturer's warranty, a home warranty can cover parts and labor costs for all appliances and systems in your home â€” regardless of who bought it or the original date of purchase â€” for the length of your contract (usually one year).

What is the purpose of a home warranty quizlet?

What is a home warranty? It is a contract that provides service, repair, or replacement on a home's major systems and appliances, usually for a term of 1 year. replacement cost.

Is Home Choice warranty worth it?

Choice Warranty stands out as one of our top choices for the best home warranty companies with to its competitive pricing, fast response times per reviewers, and comprehensive coverage. The company offers two plans â€” a basic plan and a total coverage plan.

How do I cancel my choice warranty?

TO CANCEL THIS AGREEMENT, PLEASE CONTACT US TOLL-FREE AT 1-888-531-5403.

How long has Choice Home Warranty been around?

The company has been in business since 2008 and offers affordably priced home warranty policies. This Choice Home Warranty review explores the company's coverage, prices, and reputation. Limited Offer: Get $50 Off!

Does AHS renew automatically?

Can I Renew a Home Warranty? With American Home Shield, you can absolutely renew when your coverage contract expires. If you have automatic payments set up, we'll send the next year's agreement before your current contract is up to avoid any lapse in coverage.

What is American Home Shield cash out option?

If your covered item is not repairable, AHS may replace it or pay cash instead of providing a replacement. The American Home Shield cash-out option will be equivalent to the value of your item's same make, model, or specs. If the damage is excluded, you may have to replace it as per the contract.

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Comment by Marybeth Panciera

honestly i have a headache just thinking about this everything we went through it shouldn't it shouldn't be this big of a fight to get a company that promises a service to provide said service just nope unacceptable hi friends i am sarah also known as budgetgirl here on the internet and today i am addressing the entire topic of home warranties i bought a duplex a year ago it was a 230 000 duplex in college jason texas i am house hacking it aka living in one side renting out the other so i am now a landlord and it's been a really great experience so far honestly overall great experience one of the things that my real estate agent recommended during the house purchase was that to get the sellers to pay for a home warranty just in case anything major happens within the first you know year of you having the house it's to offset kind of anything that they might have left not in great condition or that break suddenly and then you don't necessarily have to pay for the full cost of the repair or the replacement you only have to pay like a service fee to this company so she got them to pay for a one-year american home shield shield plus warranty and the cost of that was 795 dollars and here is what it was supposed to cover air conditioning built-in microwaves clothes washer clothes dryer one kitchen refrigerator dishwasher stock work electrical garbage disposal heating improper installations repairs or modification insufficiently maintained equipment mismatch systems calming clothing stoppages presence of rust and corrosion ranges ovens cooktops re-keys refrigerant recapture reclaiming disposal removal of defective equipment undetectable pre-existing conditions and water features which is a pretty comprehensive thing there are a few things they said they didn't cover for instance when we had the texas winter storms they sent out email being like hey you're gonna have to contact your insurance company on that because we we aren't doing that anything that broke during that you had to go through your insurance home insurance so when i was out searching for properties during that whole process we had everything inspected various people came out made sure that there was nothing major hiding that you know there hadn't been a fire that was covered up or anything that we they thought would just explode on us or essentially make the house not worth what it was everything came back pretty good there were a few things that were noted that we either just decided to fix ourselves or try to get the sellers to pay for and they paid for a couple of things so they didn't pay for a couple things and everything was fine utilizing this home warranty was just kind of a benefit to the process they weren't gonna come down on the price eight hundred dollars otherwise so fun thing to have and i did utilize it i actually called in nine service requests i ended up only using them for six or seven but i called in nine service requests and every time you do a service request you have to pay a 75 fee if they end up coming out you get refunded if they cancel it but that is supposedly all you will have to pay if you utilize the home warranty which can be really good because for instance if your fridge breaks and you only have to pay 75 to get it replaced for just like 1500 bucks the home warranty that i got american home shield was really good over the past year for some things and they were really really not good for some others and i've gotten this question so many times on the channel anytime i've mentioned it do you recommend home warranties and i'm gonna tell you what i recommend them for what i don't recommend them for and why and kind of my experience in the last year dealing with and utilizing my home warranty and if i will be renewing my home warranty at my own cost which would be eighty-five dollars a month or a thousand twenty dollars for the year for the upcoming year as my planet expires by the way if you like talking money the pros the cons what can save you money what is a waste of money go ahead and like this channel and subscribe because i'm on my way to a hundred thousand subscribers i've been working on this for seven years on youtube and i love being here i love being with you guys and i would love to see my channel continue to grow so it's free and i would appreciate it so let's go over the service requests and the experiences that i had with them on these individual things and then some notes of other stuff that you might want to know about a home warranty before you sign up for one so the very first service request that i called in was in june and very shortly after i purchased the property i had a call from the renters and they said their garbage disposal was broken went over couldn't fix it myself and so i called the home warranty paid the 75 i came out within just like a couple of days completely replaced the unit and i only had to pay the 75 bucks that was absolutely awesome because that would have been several hundred dollars in parts and labor one me home warranty zero in my opinion because that was about a 200 savings i would say one to 200 bucks it was pretty simple most home warranties actually use local servicemen they're not like dispatching people that just work for them so they're just calling a local company the same as you would and sending someone out but they're just handling all the payment for it so this one was excellent and yay home warranty for that the second one and i actually called them twice for plumbing related issues once in july of 2020 and once in august of 2020. the first one is not on them this one is on me when i got a washer and dryer for my side of the unit jacob installed them we screwed everything in and on together and when we turned on the water water sprayed everywhere and he said he tightened it but he didn't want to strip it so he put in a warranty request paid to 75 bucks someone came out and he proceeded to ten this is a wrench and he just tightened it a little and it was that was it i blamed them for nothing for this the the plumber that came out was hilarious he was such a good sport and i know better for next time i didn't actually even like try to fuss with it myself i just trusted jacob and that he said he turned it on and it sprayed and i was like okay if we have a pipe leak or something let's just call a professional i did that was probably not necessary but yeah one one and i don't blame them for that at all the second time i had a plumber come out was in august and it was because there was an issue over on the renter's side where when she was turning on the master bathroom shower about half was coming out of the shower head and about half was still coming out of the spigot so guy came out he fixed that and while he was there and this was a little home warranty trick if you call for one issue you could get it done on both sides which was nice because he was able to fix that on that side and he was able to come over to my side and fix my shower handle which had been installed upside down on my shower and the way it was installed was you could either turn it to 100 cold or 100 hot but you couldn't ge

Thanks for your comment Marybeth Panciera, have a nice day.
- Albert Vanpelt, Staff Member

Comment by Karrie

um bye um hey guys what's up what's up what's up it's your girl tasha known to the world as natasha carpenter but each and every one of you call me your girl tasha because when you hang with me what is like you hanging with your girl and this right here about to come on i know i've been on live in a couple of days but it's because i've been kind of bummed out at home about this day going not having any hot water so i decided to pull out the old joker so that we could have a talk about scams scams scams scams scam scams hey paul of the bowls i'm thinking about you too ladybug i'm thinking about you yeah still up here let's see benjamin's on here hey let me find out i'm at the party hey benjamin yes we need to have us a real party we need to have a real party so yeah y'all i'm pulling out the tools right now so that means whenever you make a comment you know how your girls have to do type something let me know that you're here i see the numbers going up just put on something i'll put you on the screen and i do respond to you but this live is kind of like one of those old school days your girl taj is shooting from the hips i'm about to shoot from the hips because i want you guys to know oh i forgot to make one banner this is all about um buyers beware okay buyers beware let me see if i can put that on the screen right now buyer buyers be where okay so we're gonna put this up on the screen buyers beware buyers beware okay i want everybody if you are a homeowner or you're getting ready to become a homeowner especially those first-time home owners okay listen up here because your girl tasha has been participating in the biggest scam for like the past 26 years the biggest scam for like the past 26 years okay and i just want to put it out there for other people to really think about it okay yeah some of y'all be thinking that my home business is a scam because it's network marketing and the industry where people call it a pyramid but hey this joke and got me retired and everything else everything is going good it's not a scam but i've been participating in a whole nother scam it is just like came to fruition for me okay which is crazy so i'm gonna tell you about this hey daryl jones how you doing babes how you hope you're having a great saturday okay so let's see when it comes to barbie where and everything the scam that i am talking about today guys the scam that i am talking about is basically home warranty companies and how they're a waste of money the biggest waste of money okay and particularly your girl tasha is calling out american home shield because it is the worst american home shield is the worst okay y'all know i posted my hot water went out last sunday last sunday okay i still have no hot water i am taking a portable paula you on here you know that portable um water heater i take when i go and then for the events and when i'm making people um samples about wonderful healthy coffee that that um thing is actually over there i'm not gonna go get it but that's what i have to do i have to boil water upstairs and put it in my sink and take bird baths because i don't have any hot water but i want buyers to be really aware and aware of how these home warranty companies is the biggest biggest biggest waste of money and i have been scammed for 26 years 26 years you know how sometimes i don't know if any if you've if you've done this let me know if this is you if this is you yes from the hips of ydt code what's up hey tell me put in the comments have you ever been the person to think about that when it came to car insurance that like car insurance is like kind of like unfair like okay i'm paying all this money for car insurance every month in case something happens but if i'm one that nothing ever happened why should i have to pay so much if you ever thought about car insurance in that manner drop a comment in the chat okay because i'm relaying that to the way the warranty company is now car insurance that's a law you got to have car insurance in order for you to drive it's a it's basically part of the law right but the money that we spend on home warranty companies just in case something happens is not part of the law and if you are about to buy a home when you go to the table somebody is going to talk to you about you getting a home warranty on your house and your girl tosha just wants to make you think about it in advance if you are a person that you could be disciplined enough to put away the payments and or money that you would use towards paying for a home warranty you are better off doing that okay so i'm going to break this thing down for you i am and have been a american home shield customer for the past 26 years okay the past 26 years in order to have what they call a 10 system policy you um that means to cover 10 things like your plumbing your um dishwasher your microwave your heating unit your washer your dryer um whatever else okay 10 system um attend system policy with the american home shields particularly basically for the month what you are doing is that you are paying 57.99 per month okay 57.99 per month paula said she agrees with the um with the insurance comment okay or that that home warranty companies are away some money so you're paying 57.99 a month for this 10 system coverage right which your girl tasha has been doing now if you multiply that times 12 months you are spending six hundred and ninety five dollars at 88 cents per year okay six hundred and ninety five dollars and 88 cents per year in my case 26 years of being with home american home shield and by you mean at times having a double payment because of um having the um after i got uh separated from my marriage we put the house the marital house we rented it out so i had to have the home warranty coverage there and then when i got into my rental home um i had to have home warranty no the owner did but when i bought my own home after being in the rental home i had to have home warranty so there was some period of time there that i had double payments going on with them because i had two properties to cover basically what i'm trying to say okay so but let's just focus on just the one property 695 or 88 cents per year over 26 years guys is eighteen thousand ninety two dollars and eighty eight cents eighteen thousand ninety two dollars and eighty cents that i have paid for in case something happens in my home for uh for um you know for repair okay now let me tell you every time you pay that monthly charge but when they come out to your house american home shield has a co-payment the co-payment is 125 dollars per visit now in your girl tasha's case i want you to think about this because this can apply to you if you are if you currently have a home warranty or if you're a person buying a house about to get a home warranty this can be you and your girl tasha don't want it to be you i've been gone through the sweat and the tears that you don't have to go through the same thing you just gotta be disciplined enough to put away money for yourself remember me paying paying the 57.99 a year 26 years was 18 000 92.88 okay now with that time in that time guys i have util

Thanks Karrie your participation is very much appreciated
- Albert Vanpelt

About the author

Albert Vanpelt

I've studied psychopathology at SUNY Geneseo in Geneseo and I am an expert in digital archaeology. I usually feel alone. My previous job was pharmacy aides I held this position for 21 years, I love talking about radio-controlled model playing and furniture building. Huge fan of Kevin Hart I practice american football and collect books and periodicals.

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